We help you cut through financial complexity
We make sure that more of your wealth can be passed to future generations
Why Financial Planning Matters Now
Pension Changes
From April 2027 pensions will no longer be free of IHT. This radical change means your finanical planning needs reviewing to maximise tax efficiency whilst providing retirement income.
Inheritance Tax in the Spotlight
Key reliefs have been changed (such as Pensions, Business and Agricultural Relief), which make it harder to protect estates and businesses.
UK Economic Pressures
Higher earners and property owners are expected to be targeted to raise further revenue because of budgetry pressures.
Frozen Tax Thresholds
Income Tax, Capital Gains Tax, and Inheritance Tax allowances are frozen until 2030, dragging more people into higher tax each year.
Act Now to Protect Your Wealth
Legislation is Changing
Recent changes to legislation mean that financial planning has never been more important. From pensions to tax and estate planning, the landscape is shifting.
Your Wealth is being Targeted
Without the right advice, more of your wealth could be exposed to unnecessary tax or inefficiencies.
Services We Offer
Planning for the future—whether for yourself, your family, or your business—needs clear strategy and expert guidance.
Cash Flow Planning
Cash flow planning helps you manage income and expenses to stay in control.
Estate Planning
Estate planning protects your wealth and ensures it passes smoothly to your loved ones.
IHT Tax Planning
Inheritance Tax planning helps reduce tax to ensure your family inherit more.
Retirement Planning
Retirement planning gives you confidence that you can enjoy the lifestyle you want after work.
Investments
Investment planning grows your wealth while managing risk for future goals.
Protection
Protection planning safeguards you and your family against life’s unexpected risks.
Mortgages
Mortgage planning helps you secure the right loan and manage it effectively.
Business Owners
Business planning helps you protect, grow, and pass on the value of your business.
Testimonials
Discover how our financial planning, inheritance tax, and retirement strategies help families and business owners protect and grow their wealth.
Alice F
Aetas are one of the best companies I have worked with in regard to financial advice. Always available to answer any questions or queries. Nothing is too much trouble and I was kept fully updated throughout the whole process.
David S
Aetas helped me put a clear plan in place - straightforward, professional, and focused on protecting my family’s future. For the first time, I feel genuinely confident that everything is in order, whatever turbulence lies ahead.
Adam & Sarah
We were increasingly worried about how much of our estate might be lost to Inheritance Tax. Aetas helped us understand the rules clearly and showed us practical ways to reduce our exposure, from making use of allowances to restructuring assets. The advice has given us real peace of mind knowing that more of what we’ve built will stay in the family.
Risk Warning
The value of investments, and the income derived from them, can go down as well as up and is not guaranteed. You may not get back the amount you originally invested, and your capital is at risk. Past performance should not be relied upon as a guide to future returns. Tax treatment depends on individual circumstances and may be subject to change. You should seek personalised advice from a suitably qualified and regulated adviser before making any investment decisions.
Aetas Wealth is a trading style of Insight Financial Associates Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 458421. Insight Financial Associates Ltd is a company incorporated in England and Wales with company number 05054886. Its registered office is located at Insight House, 7a Alkmaar Way, Norwich International Business Park, Norwich, NR6 6BF.
020 3633 0579